Watercraft & Boat Insurance in Odessa, TX
At Nationsplan Insurance, we understand how important a boat can be for your lifestyle. Our team is dedicated to helping boat owners like you find coverage that aligns with your budget and circumstances.
Why Boat Insurance Matters 
Boat insurance can help protect you from financial losses caused by property damage, bodily injuries, liability claims and other covered incidents. While Texas doesn’t legally require boat insurance, in many cases, lenders and marinas may ask for proof of a policy.
What Types of Coverage Are Included in a Policy?
A boat insurance policy often offers the following coverage:
- Comprehensive coverage can help pay for repairs if your boat is damaged by fire, weather events, vandalism, broken glass or theft.
- Liability coverage can cover injuries you’re liable for and damage you cause to someone else’s property while operating your boat.
- Medical payments coverage can help pay for medical expenses if you or your passengers are injured due to an accident, regardless of fault.
- Collision coverage can cover losses caused by hitting a dock or another watercraft.
- Uninsured/underinsured boater coverage can compensate you if someone else is at fault for an accident but lacks sufficient liability insurance to pay for your losses.
Talk to your broker if you’re interested in additional coverage for fuel spill removal, personal property and towing.
How Much Does a Policy Cost?
Your insurer can consider multiple factors when calculating your boat insurance rates. These can include:
- Boat characteristics (e.g., type, engine, horsepower, size, etc.)
- Boating history and experience
- Location
- Claims history
- Policy specifics (e.g., deductible, coverage selections)
Insure Your Boat Today
Contact Nationsplan Insurance to explore your boat insurance options or request a personalized, no-obligation quote